Get Your Insurance Dues With the Help of an Accident Attorney

Motor vehicle accidents happen every day, and we all take the chance of being injured in one every time we get inside a car. Car accident injuries are generally covered by a person's own insurance policy. However, if you are injured by another driver, it is that driver's insurance policy that will cover your damages. You can hire an accident lawyer at http://www.harrellandharrell.com/areas-of-practice/auto-accident-lawyers-jacksonville/ to help you get the compensation you deserve from an accident.

Most responsible drivers have insurance coverage that pays for any damages that can occur on a motor vehicle accident. But what happens if an at-fault driver does not have car insurance, liability insurance, or any other type of medical insurance coverage? This can be troublesome since some car accident injuries can be life-changing and traumatic. Continue reading to learn more about uninsured motorist accidents and liability claims. 

Uninsured Drivers

Unfortunately, there are irresponsible drivers that neglect their legal obligation to have sufficient car liability insurance. When these drivers cause accidents, they have no other choice but to pay the injured drivers' medical expenses, hospital bills, vehicle repairs, and more from out-of-pocket savings. The drivers will also be issued state fines and face possible misdemeanor charges for negligently causing an accident and not being insured.

It is possible for an uninsured driver to flee the scene of an accident since they are not operating a vehicle legally. When this happens, it is important to file a police report immediately so that the drivers can be tracked down and held accountable for the damages they caused. The drivers would also be charged with a crime since it is illegal to flee the scene of an accident. If they cannot be tracked down, the only way an injured driver can recover for their losses is if they have their own uninsured/underinsured motorist coverage. This kind of coverage pays for vehicle damages, medical expenses, hospital bills, and various other significant losses resulting from the accident.

If a person is injured in a car accident by a driver that does not have any insurance, and they themselves do not carry their own uninsured/underinsured motorist policy, they would have to take the at-fault party to court for recompense. If that person is nowhere to be found, or does not have any significant assets or wages to garnish, then the injured driver is left in the dust and must collect what they can from their own car insurance policy. This is why it is vital to hire a reputable  accident attorney at http://www.upchurchlaw.com/areas-served/probate-attorney-ormond-beach/ if ever injured by an uninsured driver.

The attorneys have the resources and knowledge to organize your legal claim and negotiate your settlement with opposing insurance parties. For more facts and information regarding estate planning, you can go to http://www.ehow.com/way_5291706_estate-planning.html.